Services · Loan refinance
There is a good chance you are overpaying.
Haven't looked at your mortgage in a couple of years? There is a good chance you are overpaying. I review what you have and handle the whole switch for you.
Haven't looked at your mortgage in a couple of years? There is a good chance you are overpaying. I will review what you have got, check whether something better exists, and handle the whole switch for you.
What you get
- A no-obligation review of the loan you already have.
- A clear read on whether staying put or switching leaves you better off.
- Help using any equity you have built to reach your next goal.
- The whole switch handled for you, paperwork and lender chasing included.
- Straight talk about whether a change is actually worth it for you.
How it works
First I take a proper look at your current loan and what you are paying now. Then I compare it against what else is out there and tell you honestly whether moving is worth it. If it stacks up, I manage the switch from start to finish, so it is far less hassle than you might expect.
Why April Six
I am not here to push you into a change for the sake of it. If your current loan is already a good fit, I will tell you. If it is not, I will show you the options in plain English and handle the heavy lifting. Either way you walk away knowing exactly where you stand.
Questions answered
Refinance questions
- How do I know if I am borrowing too much?
- If the idea of repaying your loan stresses you out, you are probably pushing your limits. I will make sure your loan is sustainable and won't keep you up at night.
- What is better, principal and interest or interest only loans?
- It depends on your strategy. Interest only loans can maximise cash flow for investors, while principal and interest loans build equity faster. I will help you pick the right one.
- Is refinancing actually worth the hassle?
- Often, yes, but not always, and that is exactly what I will tell you honestly. A quick review costs you nothing and could save you a lot, or simply confirm you are already in a good spot.
- Can I refinance to access my equity?
- In many cases, yes. If your property has grown in value you may be able to use that equity for renovations, another purchase or other goals. Let's look at what is possible for you.
Think you might be overpaying? Let's check.
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